“There are many reasons why we consider XL Benefits to be a trusted business partner.  One of our first encounters was when XL Benefits provided a solution for a complicated stop loss placement.  We had recently been named broker for a large employer (1,200 employees) whose stop-loss had expired.  Daron Pitts worked tirelessly and was able to obtain competitive pricing.  This was a notable achievement considering there was minimal competition within the marketplace and the client did not have any leverage from an incumbent carrier as they were uninsured at the time.

Another client was seriously considering going self-funded.  Daron Pitts provided a detailed analysis with a final recommendation of remaining fully-insured.  Daron could have persuaded the client to take the risk of self-insurance but truly believed it was not the right time for them when considering utilization patterns and the success of their fully insured model.  The client was grateful for his objective expertise and drawing his conclusion based on what was best for them as our client.

I highly recommend XL Benefits for stop loss analysis, marketing and placement.”