MEET THE TEAM

Expert specialists committed to your success and your clients' well-being

XL Benefits is a stop-loss insurance specialist dedicated to helping brokers serve their clients better through expert guidance, market access, and innovative tools.

Stop-loss expertise isn't just about knowing products—it's about understanding the challenges brokers face, building genuine partnerships, and delivering solutions that actually work. Our team brings decades of combined experience, deep carrier relationships, and a commitment to making your job easier.

OUR CORE VALUES

White Glove Service

Constant Innovation

Integrity Always

Excellence in Everything

Joyful Flexibility

If you've done business with XL Benefits, you know that we are a strong, friendly team of professionals committed to making your job easier. If you're new to XL Benefits, we invite you to experience our extraordinary knowledge, customized solutions, and outstanding service. We are an industry leader in stop loss negotiation and alternative risk management with an extensive portfolio of "A" rated insurance partners providing excellence in stop loss coverage. Whether you're a local agency or a national firm, you'll find us fast and flexible problem solvers, eager to address your clients' needs with the goal to simplify your stop loss experience. This "customer first" philosophy permeates everything we do and it's responsible for our explosive growth and success.

Our Mission

To be the trusted sidekick for insurance brokers navigating stop-loss challenges, providing tools, expertise, and market access that makes their jobs easier and their clients more successful.

What Makes Us Different

25+ carrier relationships for true market access
Broker-first philosophy with no carrier conflicts
Free interactive tools designed by brokers, for brokers
Expert team with decades of combined stop-loss experience
Stop loss is all we do... Seriously... Nothing else.
Daron Pitts

Daron Pitts

President, Founder | CSFS

Expertise

  • 20+ Years Self-Funding
  • Stop Loss General Agent
  • CSFS Designation
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Daron Pitts

President, Founder | CSFS

Daron is the founder of XL Benefits and a problem solver at heart. With over 20 years of experience in self-funding, he holds the Certified Self-Funding Specialist (CSFS) designation. He works primarily in the medical stop loss field serving brokers and TPAs. In July of 2014, Daron started XL Benefits with the goal to provide his collective expertise, creative solutions and uncommon service to an industry he loves. You could describe Daron as an avid sports fan, audiobook listening, Fall-loving, board game playing, amateur cooking, dedicated husband, and father of three.
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Jennifer Baird-Flynn

Jennifer Baird-Flynn

Stop Loss Sales Consultant

Expertise

  • 20+ Years Self-Funding
  • TPA Experience
  • Broker & Consultant Background
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Jennifer Baird-Flynn

Stop Loss Sales Consultant

Jennifer has over 20 years of experience in self-funding, having worked as a TPA professional, employee benefits broker, and now as a stop loss consultant. Her diverse background gives her unique insights into all sides of the self-funding equation. She specializes in helping large companies develop and deploy cost containment strategies including PBM analysis, captive solutions, and risk mitigation. Jennifer joined the XL Benefits team in May 2023 with the goal to become a trusted partner to our broker and TPA communities on the East Coast. She loves most sports, recently became an MLS Soccer fan (Go Charlotte FC), enjoys spending time on the golf course and the lake.
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Steve Caler

Steve Caler

Stop Loss Sales Consultant

Expertise

  • 9+ Years Self-Funding
  • CSFS Designation
  • Strategic Problem-Solving
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Steve Caler

Stop Loss Sales Consultant

Steve brings over 10 years of experience in self-funding to the XL Benefits team and holds the Certified Self-Funding Specialist (CSFS) designation. His expertise in the medical stop loss arena helps him recognize the true needs of clients and provide strategic problem-solving solutions. Steve is a sports fanatic, a committed bookworm, and has a passion for business development and a good laugh. He can't pass up eating Mexican food or Cold Stone Creamery (Mud Pie Mojo). He loves watching UFC with his four boys and drinking coffee with his wife and two girls.
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Samuel Edwards

Samuel Edwards

Stop Loss Sales Consultant

Expertise

  • 20+ Years Insurance Experience
  • Agency Owner Background
  • Tech Startup Contributor
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Samuel Edwards

Stop Loss Sales Consultant

Sam brings over 20 years of insurance experience, including a decade running his own agency and most recently contributing to a tech startup. His passion for building relationships, supporting brokers, and improving how we serve our clients makes him a fantastic addition to our team. You could describe Sam as a Liverpool FC fanatic, board game enthusiast, CrossFit athlete, pickleball player, and devoted husband and father who brings the same competitive energy to serving brokers as he does to everything else in life.
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Joe Landziak

Joe Landziak

Account Executive

Expertise

  • 10+ Years Insurance Industry
  • CSFS Designation
  • Analytical Expertise
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Joe Landziak

Account Executive

Joe has worked in the insurance industry for more than a decade, serving as a property and casualty agent for the first part of his career. Responsible for new business sales of both personal and commercial lines, Joe gained plenty of industry knowledge before transitioning to our world of self-funding. In July of 2015, Joe joined XL Benefits with the goal to apply his analytical mind to the field of medical stop loss. You could describe Joe as an all around great guy. He's our resident fantasy football guru, as well as a garden growing, spicy food eating, deep thinking, board game playing, nature loving, husband of one and father of three.
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Erin Maurer

Erin Maurer

Account Executive

Expertise

  • 20+ Years Health Insurance Industry
  • TPA and Brokerage Experience
  • RFP & Renewals Specialist
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Erin Maurer

Account Executive

Erin joined our team in 2023 with an extensive insurance background that began in 2004, working mainly on large self-funded employer groups, including stop loss insurance. Erin assists with RFP submission, renewals and new business set-up. Erin is bubbly, creative and has a heart for outstanding customer service. When she's not working she is typically out riding horses and camping with her daughter, and enjoys dancing, wine tasting and volunteering at her local school and church events.
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Christine Titus

Christine Titus

Account Manager

Expertise

  • 9+ Years Self-Funding Experience
  • Client Relations
  • Detail-Oriented Service
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Christine Titus

Account Manager

Christine brings an unparalleled energy to XL Benefits. She has a knack for account management bolstered by her warm personality and desire to serve others. She has years of experience in managing reports, forecasting, training and serving as a day to day contact for clients. Utilizing her strengths and personality she seeks to build rapport with co-workers and clients establishing trusted, long term relationships. Christine has a love for decorating, cooking and cleaning. She likes to create welcoming spaces for others. Her eye for detail and the joy of caring for others has contributed to the creation of personalized parties and weddings for many.
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